Ira Limits 2024 And 2025 Limits. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:. The bad news is that the irs has released the new limits for 2025, and amid moderating inflation, you won’t be able to put more money in your ira account in 2025 than.
Review a table to determine if your modified adjusted gross income (agi) affects the amount of your deduction from your ira. The ira contribution limit is $7,000, or $8,000 for individuals 50 or older in 2024 and 2025.